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The Credit Crisis and Your Mortgage: Get the latest on how it affects you

House Price Indexes. What are they? Can you trust them?

Self Build Homes and Mortgages

Getting a Second Mortgage

Latest on the mortgage crisis: What is happening now and how it affects specific types of borrowers

Read our take on the Credit Crisis and UK Mortgages. A Special Report

Second Time Buyers - Getting a new mortgage after a gap / break

Buying Property in Spain and Spanish Mortgages

Risky Properties and Mortgages... ex- council housing / short leases etc

Buying French Property and Mortgages in France

Adding your partner to your existing mortgage

Buying a Second Property - while keeping your first home

Buying Property in Florida USA for UK Citizens

Turkish Mortgages and Buying Holiday Homes in Turkey

What kind of Mortgage is best for me / Flow Chart / Wizard

Italian Mortgages and Buying Property in Italy

Maltese Property and Mortgages in Malta

Buying Property and Getting a Mortgage in Poland

The truth about mortgage fees

Beware Non Disclosure penalties

Process / Flow Chart of What Happens when you buy your home

Mortgages over 100%

 

 

 



How Much Can I Afford

What Type of Mortgage Should I Get?

Where Can I Get My Best Mortgage Quote?

What are the Latest Mortgage Best Buys

What if I have problems paying off my mortgage

What if I lose my job or get sick?

Should I increase the length of my mortgage term

Why do I still owe so much?

Remortgaging to raise cash

A to Z Search of everything that moves on our site

UK Mortgage News and Reports
Nationwide latest in mortgage reshuffle Nationwide has become the latest in a long line of high street lenders to re-jig its fixed-rate...
Coventry 'refreshes' mortgage range The intermediary Coventry has unveiled a new range of mortgage products in a bid to help borrowers...
Abbey slashes fixed-rate products The high street lender Abbey has announced that it will be cutting rates on several of its...
Mortgage lending up slightly for October The total amount of mortgages leant in the UK over October showed a slight increase over the...
Mortgage gap growing on interest-only deals More than one million homeowners have no contingency plans to pay off the capital on their...

 

How Do I Choose My Best Mortgage?

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Basic Mortgage Questions and Answers

Your Easy Guide to UK mortgages

Your Quick Home Buying Guide

Insider Secrets on UK mortgages

Great Tips on getting a mortgage

List of All UK Mortgage Lenders

Get Your Latest UK Mortgage News Here

Group Mortgages and Shared Ownership in the UK

Open vs Hidden costs of UK Mortgages

How NOT to get a Bad Mortgage Deal In 5 easy steps


   

Watch out for our new property portal Property Sorter featuring UK properties for sale, to buy and to rent new property finding site soon.

 

 

“Imagine… Your OWN home! Let me show you in the next 30 minutes that if you live in the UK you can have your own home!

YES!! Free Mortgage Quotes…YOU have nothing to lose and everything to gain.


UK Mortgages made easy – Stodgy lenders become a thing of the past… Mortgage Brokers make home buying fun and easy, as it should be.


Checkout These Key Questions:


  • DID someone tell you that you don’t qualify for a UK Mortgage?

  • DOES your stomach turn when you think of asking for anything at a bank?

  • HAVE you noticed a change in your confidence?

  • HAVE you noticed others getting homes when they don’t seem to be in a different position than you?

  • ARE some of your dreams dying out of fear of failure?

  • HAS your child family moved more than twice?

  • …. Let our mortgage brokers show you how easy it is, not only can you get a mortgage, you can get all your financial needs and your families needs taken care of without ever having to feel less than deserving again!

     

    If you answered YES to any of these questions then you owe it to yourself and your Financial Future to read on...



    From: Michael White
    Tuesday: 10:42 am

    Dear Home Seekers;

    Imagine this… Are you and your children struggling with the pain and distress of not having a home of your own, having to move at someone else’s whim or decision and not being able to create a stable environment for the family you love?

    This may be the most important information you will ever read...

    As parents, we always worry about our children - that's only natural.

    And we know that from time-to-time we and our children have anxieties and upsets that we can usually get over easily.

    But there's one that causes more stress, more upset and more pain than almost any other, and that's when You or your child are in an unstable environment.

    Any parent, or person, wants to simply take action. However we are not all in a position where we believe we can, where we are supported to get into a better position in life, even sometimes we are told NO, you don’t qualify or you’re not WEALTHY enough…

    Poppy Cock! There is a mortgage for everyone!

    I get SO angry at people who say otherwise, at smug “know it alls” who don’t care about anyone… Grrr !! That’s why I made this service for you and for me!

    Everyone wants to have their own home, to invest in property and have something that is increasing in value for them, and everyone wonders at some point how they will ever achieve this goal. I am going to give you the way to do that!

    Regardless of what your circumstances are or have been, it is very likely that one of us has been in that same circumstance and we have all learnt how to get beyond that and into a mortgage. YOU can too, and it’s easy!

    Honestly I was SO sick and tired of how it was to go to a mortgage lender and go through the hassle of getting a mortgage, always intimidated by the process or the call center bankers that ran the process! Well, not anymore! YOU are in for a treat!

    In the old days it really was quite difficult to get a mortgage. You had to fit into fairly rigid criteria in order to even be looked at by a mortgage lender. You had to have a respectable 9 to 5 type job. So much for a mortgage if you were in business for yourself or if you did contract work - which is what many of us do today.

    You had to have good standing in your local community. That meant you probably had to be a white male in a suit. Not a single mother with income or any other minority.

    Well, things are different now! You can become a homeowner AND keep your pride too!

    Back when I started it was quite a daunting prospect going into a financial institution. And the idea of even daring to ask for a 100% percent mortgage… well there was no chance.

    You had to be a person of substantial means, able to put down enough of a deposit in order to even get the chance of a mortgage quote from the lender.

    If you didn’t have it yourself you could look to your employer. Or your union…. which meant you had to have a respectable job… and so it went. THANK GOODNESS things are changed, and we want you to know its better than ever now!

    Like YOU, we know that no one likes to hear the word “no”… and to be honest many of us still feel daunted by going cap in hand and asking for a mortgage, even with these changes in attitudes and requirements.

    We don’t feel… worthy… somehow. We don’t want to be told off. We don’t want to hear “no”. Particularly from someone who’s obviously a trainee… who’s looking down at us…. eurgh!

    Fortunately you truly do not need to worry. I’ve been there too and just like you will, I successfully obtained the financing I needed to make dreams come true for myself, my customers AND for our families.

    Unfortunately what I found out was that this reluctance to ask for the mortgage we want is just a cultural hangover. These days things really are different. Now…

    …almost anyone can get a quote for a 100% mortgage. That means anyone with no deposit can get a mortgage quote.

    Things really have changed. So what’s the difference? How come there are so many 100% mortgages available out there. And almost anyone can at least get a mortgage quote.

    Well the difference is that the banks and building societies have lightened up. To say the least!

    That’s part of the general change in our society. But it’s also because the mortgage lenders have also got greedy. They make good money for every mortgage they offer.

    To be blunt they want YOUR business.

    But, in turn, we don’t have to go cap in hand to mortgage lenders anymore. Using websites like ours can make the whole process easy and anonymous. In fact we’ll show you how you can get several mortgage quotes to make sure you get the very best mortgage deal without going near a mortgage lender.

    It’s all about using mortgage brokers. They do the work for you. And you don’t have to pay them. In the UK mortgage lenders usually pay mortgage brokers for each completed mortgage deal. (Though we also show you how sometimes it can be better for you to pay the mortgage broker a fee).

    We made this website because we were fed up that while getting a mortgage in the UK had become easier, knowing which was the best one for our personal circumstances was very difficult.

    It was too hard to get a straight answer from the mortgage lenders. We were being blinded by science. OK it’s true that mortgage finance can get complicated. But it can also be kept pretty simple. So we thought we would start with the basics and then work on from there. And then we thought, hey, why not create a website while we’re at it. You’re looking at the result

    Our approach is to explain everything very simply. If we didn’t understand it we didn’t put it in until we had found a way of describing it clearly. If you can’t describe anything in simple terms then it’s probably nonsense. Well we feel we’ve made uk mortgages simple where the mortgage lenders have perhaps allowed it to get nonsensical.

    And it looks as if we have hit a chord. After over 5 years online – one of the oldest mortgage websites around - we’ve helped what must be thousands of people to get the best mortgage for their needs. Here’s what some of them have said

    Checkout What These Happy HomeOwners have to say about this:

    "Just a quick note to say thank you for your very helpful website. It made all the difference... without you we doubt we would have got our new home". Jenny W. Manchester


    "... Fantastic info. I wondered why I couldn't really get what the big mortgage companies were on about. Now I suspect it's because it's better for them if we are left in the dark. Well you switched the light on for us... Thankyou." Mr Willam M, Bournemouth


    "Very good website. Well done... You helped us to get the best mortgage available to us. Unfortunately for them our friends went straight to their bank and are paying much more" M Stockley


    "I wanted to let you know that my daughter has finally managed to get her flat thanks to your mortgage broker. We thought it would never happen. I am so pleased that I looked at your information. You made it so much easier." Mrs Diane M. Croydon


    "... it looks as if you have saved us a huge wodge of dosh. Becuase of my credit record the quotes we got , before reading your stuff, were totally unrealistic. Thank god we checked out your site. Now we've got more or less normal remortgage tahnks to your broker..." John M. London


    "Brilliant service. You should think about charging for it. actually don't because i've told all my friends about you..." Sam L. Leicester

    If you aren’t certain that we can help you yet… then simply read on.....



    Now, we do want you to read through our free guides on UK mortgages and buying a home. But the bottom line is that we recommend you get a mortgage quote from a broker and NOT go direct to a mortgage lender or, God forbid, your bank.

    As long as they are truly independent the mortgage broker can quickly check the whole of the UK mortgage market and find you the best deal for your needs, whether it’s a 100% mortgage or a remortgage or any other type of mortgage.

    We can connect you to an independent UK mortgage broker here with this simple form that you see on every page. ITS EASY!!!!

    There is absolutely no charge for the mortgage quote they will give you. Nor is there any obligation to proceed with anything. All you do is quickly fill in the free enquiry form – which takes a minute or so – and you will be contacted very soon. It really is that easy.

    We wish you the very best in your search for a mortgage.

    Complete UK morgage finance information available on this site.

    Paying UK Stamp Duty when Buying a Home - The Current Rates

    Interest Only Mortgages


    Types of Mortgages

    Bridging Loans Made Easy

     

    Useful Contacts